Risk Mgmt 

1. Compare health insurance systems in different countries, such as the United States, Canada, the United Kingdom, and Germany. Highlight the strengths and weaknesses of each system and their impact on healthcare access and quality.

2. Explore the complexities of insurance policies. Explain the importance of understanding exclusions (events not covered) and endorsements (additional coverage). Analyze how exclusions and endorsements can impact claims decisions and how to ensure proper coverage for specific needs.

3. Provide an overview of mandatory auto insurance laws and how they are enforced in the state (wisconsin)